Add Binance to Apple Pay

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Many stores already accept bitcoins online and offline, but most outlets are not yet ready to work with digital assets. To make it easier to pay for purchases, cryptocurrency exchange Binance launched a bank card in 2020. Holders can pay in the usual way, with digital coins converted from the platform’s balance. Apple Pay with Binance Card has been available since 2022. iPhone and iPad owners are authorized to use the cryptocurrency at any merchant locations that accept Visa.

Does Apple Pay support Binance Card

The cryptocurrency exchange released a bank card in 2020. In 2022, developers added support for Apple Pay.

Owners of iPhones, iPads can pay for online and offline purchases with Binance cryptocurrency card.

Restrictions by region

The Binance card is available for ordering only in EU countries – Germany, Austria, Bulgaria, Hungary, Latvia, etc. The tool allows you to pay for purchases all over the world – at any Visa-enabled merchants.

How to connect

Customers of the exchange can activate a physical or virtual Binance Card. Instructions on how to add the Binance Card to Apple Pay:

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Open the Wallet app on an iPhone or iPad. The cryptocurrency card can be added to Apple Watch.
Select Debit or Credit Card.
Щракнете върху бутона Продължи.
Enter the card number.
Confirm the operation with a code from SMS.

Available options

With a cryptocard, you can make any payments. There are no differences from a regular debit/credit plastic. Available options:

Payment for purchases in offline and online stores.
Account blocking in case of suspected unauthorized access.
Cash withdrawal (not available in all countries, the maximum amount is 290 euros).

How to buy cryptocurrency with Apple Pay

Owners of an iPhone or iPad can use the payment option to exchange fiat currencies for digital currencies through the Binance website. The order of actions:

Authorize in the personal account on the exchange.
Click on the “Buy Cryptocurrency” button.
Select the item “Credit/Debit card”.
Specify the national currency and the target coin.
Select the payment method.
Щракнете върху бутона Продължи.
The page will display the current rate and the amount of coins that the user will receive. It is necessary to confirm the operation within 1 minute. If the time is up, it will be necessary to click on the “Update” button to get the market price.
Confirm the payment with biometric data or password in the smartphone.

The cryptocurrency will appear on the Binance balance in the “Deposit Wallet” section in 1-3 minutes. To see the details of the order, you need to click on the “View History” button.

Add Binance to Apple Pay — The option is available only for Europeans

Customers of the exchange can set up an investment plan to automatically buy cryptocurrency in a given period. There are different types of subscriptions.

Periodicity	Subscription date	First purchase	Next transaction
Weekly	Any day	Current week	After 7 days on the due date
Every 14 days	Any day	On current week or 2 weeks later	Every 2 weeks
Monthly	For example, the 20th day of the month	Next day	Monthly on the specified day of the month

You can set up one or more plans, buy different cryptocurrencies or a specific digital coin, but with variable frequency. The algorithm for connecting the subscription is as follows:

Log in to your account on the exchange’s website or app.
Select the “Credit/Debit Card” item in the main menu.
Click the “Enable” button next to the “Regular Purchase” field.
Select a national currency (euro is recommended) and crypto coin.
Въведете сумата.
Specify the frequency of transactions. You can select the day and time.
Click on the “Confirm” button.
Choose a payment method and make sure that the Binance cryptocurrency card is set up in the app.
If the Binance plastic is not added, click on “Pay with a new card” and enter the number.
Потвърдете транзакцията.

The investment plan will be executed until the user cancels it. To do this, go to the cryptocurrency purchase page and click on the icon at the top right. You can delete subscriptions, edit the frequency, amount of transactions or suspend transactions.

Instructions for making payments

Contactless payments are available in all countries that support the settlement method – Europe, Africa, East Asia, UK. On the reader at the point of sale you need to look for the corresponding payment symbol.

To find the nearest stores, you need to give a voice command to the Siri assistant.

The result will be displayed on the map. Instructions for payment:

Turn on the screen of the device. If Face ID is used – you need to press the side button twice. If Touch ID – put your finger on the sensor.
Open Apple Pay and verify the payment card. The default tool is displayed on the home screen. If it’s a Binance Card, it’s worth leaving it unchanged. If not, you need to touch the screen and select the instrument.
Authenticate – enter your password, put your finger on the sensor (Touch ID) or look into the smartphone’s camera (Face ID).
Bring the phone top part to the reader and wait for confirmation of the operation.

Често задавани въпроси

📢 What happens if I enter the wrong code to confirm a transaction?

Binance gives 4 attempts to enter the password. After that, the account will be locked. You need to contact support to restore access.

📌 When will the funds be returned to my wallet if the transaction is rejected?

The transaction may fail due to the fault of the payment system or merchant’s terminal. The euro equivalent will be returned within 2 hours.

💳 Is it possible to top up my account using my plastic number?

No. The Binance Card is linked to the exchange account. Purchases use up the client’s balance. Funds will be forfeited when recharging by credentials.

⚡ What are the advantages of the Binance Card?

The card is issued free of charge (provided you live in the EU). Users do not need to transfer money for annual maintenance. Only the conversion fee of 0.9% is deducted. For each transaction, 1-8% cacheback is credited to BNB. The percentage depends on the amount of native token on the exchange account. For maximum income, you need to hold 6000 BNB.

✨ Which coins are spent when paying for purchases?

The default order is as follows – BNB, BUSD, BTC. You can change it in your personal cabinet.

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Автор: Saifedean Ammous, експерт в областта на икономиката на криптовалутите.

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